From 1 January 2026, employees who meet the criteria will be enrolled in a pension called My Future Fund.
The National Automatic Enrolment Retirement SavingsAuthority (NAERSA) determines who meets the criteria. They’ll send this information in an Automatic Enrolment Payroll Notification (AEPN).
Sage Payroll processes this information and adds a pension deduction to the relevant employees' payslips.
When you complete the pay run, Payroll sends a submission to NAERSA for them to assess employees ready for the next period and AEPN.
For more answers to common questions about auto-enrolment and My Future Fund, read Auto-enrolment index.
CAUTION:
If you haven't processed your first pay run yet, you must register with Revenue Online Services (ROS) before you can retrieve and submit payroll data. From the Summary page, under PAYE Modernisation, select Register Now.
Retrieving AEPNs
Payroll will retrieve AEPNs using the same certificate and password used to retrieve RPNs. This occurs at the same time you download the RPNs, which is the second stage of processing a pay run.
Employees who meet the criteria will see a pension in the Deductions section of the payslip. This will display as My Future Fund. The employee manages any opt outs and suspensions via their online My Future Fund portal.
Once you complete the pay run, Payroll sends a submission to NAERSA. The process works in the same way as your Payroll submission to Revenue and uses the same credentials. You can also enter this manually on your employer My Future Fund portal if required. You can get the necessary information from the My Future Fund report in the completed pay run screen.