Auto-enrolment FAQs

Summary

Answers to common questions about auto-enrolment (My Future Fund) when using Sage 50 Payroll Ireland.

Answers

What's auto-enrolment and how does it work?

Auto-enrolment helps eligible employees save for retirement through My Future Fund. NAERSA manages the scheme. It assesses eligibility using payroll submissions and enrols employees automatically. When enrolment or contribution status changes, NAERSA sends auto-enrolment payroll notifications. You process these instructions in Sage 50 Payroll Ireland.


Who qualifies for auto-enrolment and what options do employees have?

Eligibility depends on the age and income thresholds set by the scheme. NAERSA can enrol employees automatically or employees can choose to opt in, opt out, or suspend contributions through the employee portal.


What happens if an employee already has another pension?

Some employees already contribute to a company, private, or CWPS pension. NAERSA checks pension contributions reported through payroll to decide if an employment is exempt.


When is an employee exempt from auto-enrolment?

An employment is exempt when payroll reports active contributions to a qualifying pension. NAERSA uses payroll data to assess exemption. You don't take extra action.


When and how do I make submissions?

You submit payroll by the normal deadline. Holiday pay, irregular pay, year-end, and PPSN handling follow standard payroll rules.


How do employee status changes affect auto-enrolment?

Employee circumstances can affect contributions. This includes sick leave, unpaid leave, leaving employment, or reaching age thresholds.


What do employers need to do?

Employers submit payroll and process instructions sent by NAERSA. You don't assess eligibility or make enrolment decisions.


Why aren’t AEPNs appearing or why do messages show?

AEPNs appear only when NAERSA needs payroll to act. Find out more about any errors and warning using the guide below.

Solution Properties

Solution ID
251002151618227
Last Modified Date
Tue Jan 20 14:59:35 UTC 2026
Views
0