Single Euro Payments Area (SEPA) file format changes

Information on the SEPA changes and mandatory fields in employee and company details in Sage 50 Payroll Ireland.

From November 2025, SEPA files need a structured address. This means you must enter either a Town or Address Line 2 for employees and your company.

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What you need to do

For both company and employee records:

• Best option: Enter the Town field, which appears in the SEPA file
• Alternative: If a town doesn't apply, leave it blank and enter Address Line 2 instead
• You need to complete at least one of these fields; if both are blank, you'll see an error when saving the record

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Validation behaviour

• Town complete: Town goes into the SEPA file, no warning
• Town blank and Address Line 2 complete: Address Line 2 goes into SEPA, no warning
• Both blank: Nothing goes into the SEPA file. You receive a mandatory error when saving

Run Validate Payroll Data to check every employee, and the company has either Town or Address Line 2.