Each time you process payroll, you can generate a SEPA bank transfer file. This file includes each employee’s bank details and payment amount. You can then upload it to your bank through online banking or your banking software.

Create the SEPA file

1. Select Image Reports.
2. In the Payroll Reports window, select the Payments tab.
3. Choose Bank Transfer Report.
4. Select one of the following options:
   • Preview: View the report in Notepad
   • Print: Print a copy
   • PDF: Save a PDF version
5. Check that all payment values are correct.

Select employees for the file

1. Under Bank Transfer, choose one of these options:
   • Include all employees: Adds every employee to the file
   • Select specific employee: Lets you pick which employees to include
2. Use the Search field to find employees by code, name, or payment value.
3. Click a column heading to sort the list.
4. You can include employees from another file for the same period again if needed.

Generate and save the file

1. Select Create File.
2. When prompted, confirm the Requested Execution Date and edit it if required.
   • If you’re unsure which date to use, check with your bank
3. Select Browse, choose where to save the file, then select Save.
4. Select OK to confirm and Cancel to close the Payroll Reports window.

SEPA changes and new ISO 20022 standards

SEPA payments are changing in November 2025. See SEPA changes and new ISO 20022 standards to learn what’s changing and how Sage 50 Payroll Ireland keeps you compliant.